Federal Direct Graduate PLUS Loans
Graduate and professional students can borrow a Grad PLUS loan up to the student's USF's estimated cost of attendance minus any other aid or resources received.
The U.S. Department of Education is the lender and graduate or professional students can apply for the Grad PLUS loan at https://studentloans.gov. Approval for a Grad PLUS loan is dependent on a credit check. Direct Grad PLUS loans have a fixed interest rate of 7.00% and are also assessed an origination fee of 4.264% of the principal of the loan.