Insurance

Overview

The University of South Florida offers a generous variety of pre- and post-tax insurance options to keep you and your family healthy. To learn more about the benefits options, click the appropriate link below that corresponds to your job type.

Faculty, Admin and Staff

Faculty, Administration and Staff employees are eligible for a generous variety of pre- and post-tax insurance choices through the State of Florida and private insurance providers. 

Pre-Tax benefits are offered through the State of Florida and its benefits plan administrator, People First. These Pre-tax benefits include Health insurance, State life insurance (Basic, Optional, Spouse and Dependent ), Dental, Vision, coverage for Cancer and Intensive Care, Supplemental Hospital insurance, Accident / Disability insurance and Flexible Spending AccountsClick the links on the left menu for additional information on these plans.

Post-tax benefits are offered through the Gabor Agency and the Mynatt Insurance Agency. These Post-tax benefits include Personal Accident insurance, Life insurance, Disability insurance, and Long term care.

Clinical physicians in the College of Medicine may be eligible for additional benefits through the USF Physicians Group.

Temporary

Employees must work an average of 30 hours per week at the point of hire or over a defined measurement period to meet eligibility criteria for state health and some supplemental plans unless a status change results in an increase to the expected hours; coverage will not be offered for Optional Life or Medical Reimbursement Accounts. 

For more information review the OPS Eligibility information at People First.

Pre-Tax benefits are offered through the State of Florida and its benefits plan administrator, People First.  These Pre-tax benefits include Health insurance, State life insurance (Basic, Spouse and Dependent), Dental, Vision, coverage for Cancer and Intensive Care, Supplemental Hospital insurance, Accident / Disability insurance and Flexible Spending AccountsClick the links on the left menu for additional information on these plans.

Post-tax benefits are offered through the Gabor Agency and the Mynatt Insurance Agency.  These Post-tax benefits include Personal Accident insurance and Whole Life insurance.  Click Supplemental Insurance in the left menu for complete details. 

Postdoctoral Scholar

USF Postdoctoral Scholars are eligible for benefits that include medical, dental, life and disability insurance, retirement plans and paid time off. To participate, you must enroll for medical, dental, life and disability insurance within 60 days of beginning employment at USF or during the annual open enrollment period. Administration of the health plan is handled by Arthur J Gallagher & Co.

Postdoctoral Scholars must meet all eligibility guidelines to participate.  Click Postdoctoral Scholars in the left menu for more information. 

Graduate Assistant

Eligible Graduate Assistants/Associates (GAs) at USF may participate in the USF Student Health Insurance Plan and, as a GA, may be eligible to have your insurance premium paid by the university. The Student Health Insurance Plan is administered by Arthur J Gallagher & Co in conjunction with Student Health Services and underwritten by United Healthcare Insurance Company. 

GAs must meet all eligibility guidelines to participate.  Click Graduate Assistants in the left menu for more information on Graduate Insurance.

Additional Information

If covered by the State of Florida benefits, many of your benefits actions, such as enrollment, qualifying status changes (QSC), verification of dependent eligibility and COBRA benefits, can be completed by logging on to the People First web site or by calling People First at 866-663-4735 (TTY users call 866-221-0268).

See the Benefits Enrollment Change Information and FAQs - Insurance & PF for more information.

Re-Employment or State Agency Transfers

An employee who is rehired or transfers to USF from another state agency in the same calendar year and has a break in service of less than one full calendar month, may not make new benefit elections, and may not enroll in benefits (if not already enrolled). All elections in place at the time of termination will continue upon rehire, and no new elections may be made. An employee who is rehired in the same calendar year with a break in service of more than one full calendar month may make new benefit elections. Restrictions on Flexible Spending Accounts may apply.