Insurance

Dental Plans

The State of Florida offers comprehensive dental coverage through several provider plans. The plans are divided into four categories: PPO, Indemnity, Indemnity with PPO, and Prepaid. Enrollment and election changes are made by the employee through People First. Comprehensive information can also be found on the plans offered by the State of Florida.

Eligibility

Dental insurance is available to Faculty, Administration, Staff, and Temporary employees.  Temporary employees must work an average of at least 30 hours per week at the point of hire or over a defined measurement period to be eligible for benefits. Graduate Assistants and Postdoctoral Scholars should refer to the left menu corresponding to employment type. 

PPO Dental Plan

Humana Preferred Plus (4054) allows employees to receive care from any dentist with lower cost when using network providers. Employees generally have an annual deductible before the plan starts to pay a benefit. Cost responsibility is subject to a deductible and coinsurance on covered services. Orthodontia services are available for adults and children.

Indemnity Dental Plan

Humana Schedule B (4084) allows employees to receive care from any dentist with lower cost when using network providers. Cost responsibility is subject to a deductible and maximum reimbursement on covered services. 

Indemnity with PPO Dental Plan

Plans are available through Assurant Freedom Advance (4074) and Ameritas Preventive Plus (4064). Employees may receive care from any dentist with lower cost when using network providers. Employees generally have an annual deductible before the plan starts to pay a benefit. Cost responsibility is subject to a deductible and coinsurance on covered services. Child only orthodontia benefits are available through Assurant. 

Prepaid Dental Plan

Plans are available through Humana Network Plus (4004), United Healthcare Solstice S700 (4014), CIGNA Dental (4034), Assurant Prepaid 225, and Humana Select 15 (4044). Employees must use network providers. There are no deductibles or annual maximum limits. Covered services have fixed copayments. Orthodontia services are available for adults and children.