Federal Direct Parent PLUS Loans
When To Apply/Deadlines
The optimum time frame to apply for a Parent PLUS loan would be no sooner than 30-45 days prior to the start of the academic term. PLUS loan credit checks are valid for 180 days, during this time a Master Promissory Note (MPN) must be activated.
Access to the PLUS loan application is available until the Friday before finals week each semester. You must apply prior to this date in order for the loan to be processed.