Applying For Aid

FAFSA Income Changes

The U.S. Department of Education uses a formula to determine your Expected Family Contribution (EFC) based on data provided on your FAFSA for the prior calendar year. The EFC determines your eligibility for need based funding (Federal Grants, Federal Direct Subsidized Loans, and Federal Work Study).

Change in Circumstances

If major changes occur during the 2020, 2021 and/or 2022 calendar year that will result in your family's calendar year income being less than the amounts reported on your FAFSA, you may qualify for a special review of the changed income. Major changes may include:

  • divorce or separation of parents or from spouse;
  • death of a major wage earner;
  • loss or reduction of personal or family income by at least 25%;

If any of these circumstances apply to you, contact us, to see if a special review would help your eligibility.

Note: Mortgage payments, car payments, credit card payments and other personal debts cannot be considered when determining eligibility for financial aid.

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