2024 E-Insights Report

Household Debt-To-Income Ratio

Household Debt-To-Income Ratio

Household Debt To Income Ratio

Trend Over Time

Trend Over Time

Competitive Position Trend

Competitive Position Trend

About: Measures the ratio of household debt arising from loans to the gross disposable income earned by the individuals in that household.
Source: Board of Governors of the Federal Reserve System - Household Debt.

  • Tampa overtook San Diego in 2019 to become the MSA with the highest household debt to income ratio. Houston and Dallas have had the lowest ratio over the years.
  • Tampa Bay had a significantly high ratio over the last decade and resides in the bottom two positions.